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Choosing a Travel Insurance Policy for HK residents – A Comparison of Benefits

As discussed in Travel Insurance Basics, you buy travel insurance to cover four protections, namely: Accident Protection, Medical Expenses, Personal Liability, and Travel Benefits.

Of the four, Personal Liability is kind of a “freebie”, it’s bundled in with your policy.

How expensive your plan is always depends on the amount of Medical coverage you buy – the more medical expenses covered,